CCA No Interest Loan Scheme (NILS) – Interest free loans for eligible low income applicants NILS is a community-based program offering loans for the purchase of essential goods and services. It provides individuals and families on low incomes with access to safe, fair and affordable credit. NILS Loans offer: No fees or charges. No interest. Up to $1,500 (depending on cost … Continue reading NILS (No Interest Loans)